About Us

Mission Statement

To be the primary financial institution of our Valley State Credit Union families
by placing them first and providing quality service.

Community Involvement          

At VSCU we work towards improving our community. Our Social Responsibility Committee donates to a wide variety of activities including: Big Brothers Big Sisters, East Side Soup Kitchen, SVSU - Battle of the Valleys, and many others throughout the year.

In addition to donating to charitable causes, VSCU has a LeVoy Daniel Memorial Scholarship Program. We award two scholarships of $500 each to new or continuing students at Saginaw Valley State University. Please stop by the office or call for complete details and application.

Joining VSCU

Valley State Credit Union proudly serves the following groups:

  • STATE OF MICHIGAN employees and retirees living or working in the following counties: Arenac, Bay, Genesee, Huron, Midland, Saginaw, Sanilac and Tuscola.
  • SAGINAW VALLEY STATE COLLEGE administration, staff, faculty, students and alumni, regardless of county of residence.
  • FAMILY MEMBERS (any relative related by blood, marriage or legal act) of any of the aforementioned groups.
  • EMPLOYEES, OWNERS AND MANAGERS of BUSINESSES and ALL PERSONS BELONGING TO ORGANIZATIONS which become a credit union select employee group (SEG). Please scroll down this page for more information about offering your employees or groups the financial benefits of a lifetime.
  • ANY PERSON OVER THE AGE OF 55 who receives a retirement annuity, pension, Social Security or similar payment from private or government sources.
  • ORGANIZATIONS WHICH CONTRACT WITH AGENCIES of the State of Michigan to provide janitoral services to those offices.

Just stop in or call one of our offices and we´ll provide you with a new member kit and other information.

Business owners and managers can add greater value to employee benefit packages by offering membership with Valley State Credit Union.
Employees benefit by earning higher dividend rates on savings, paying lower interest rates on loans, and having the use of many FREE services such as Audio Response and Home Banking.

Employers enjoy lower administrative costs by offering Direct Deposit (if the employer is an 'originator'), an improved employer image and increased employee satisfaction. And, we will handle everything for you!
Employee, retirement and other group associations are also welcome and encouraged to join.

Just call us at the Saginaw office (989-793-5943 or toll-free 888-504-7999) for more information and to arrange a visit to your company's site. We will have representatives on hand to help your employees enroll and to answer questions.

We are looking forward to serving you soon!


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