Loan Rates

Vehicle Rates
Effective Date: 01/01/2012
Includes: Cars, Trucks, Motorcycles, Vans, Conversion Vans, 5th Wheelers, Titled Travel Trailers, Pop-up and Pickup Campers and Motor Homes
YearTermRate
2012 - 2011 (Under 10,000 miles) Up to 60 months 2.50% APR
New 2012 - 2011 (Minimum of $18,000) Up to 72 months 3.50% APR
Used 2012-2008

Up to 60 months 3.99% APR
2007-2005 Up to 48 months 4.25% APR
2004-2002 Up to 36 months 5.50% APR
2001 & Older Up to 24 months 5.50% APR
New and Used Snowmobiles, Personal Watercraft, All-terrain Vehicles, 3&4 Wheelers, Riding Tractors Up to 60 months 6.00% APR
*There is no down payment required on new or used units.

Home Improvement Loans
Effective Date: 9/1/2009
AmountTermRate
$2,500 or less Up to 30 months 6.50% APR
$2,501 to $5,000 Up to 60 months 6.75% APR
$5,001 to $10,000 Up to 60 months 9.75% APR

Loan Specials
Effective Date: 1/1/2012
Spring Fling, Summer Fun, Fall Into Savings and Clean Slate
TermRate
Up to 12 months 4.90% APR
Up to 24 months 5.90% APR
Up to 36 months 6.90% APR
Up to 42 months 7.90% APR

Other Loans
Effective Date: 01/01/2012
NameTermRate
Overdraft Protection Plan   15.00% APR
Share Secured Loans Up to 120 months 2.75% APR

 

APR = Annual Percentage Rate

Rates are subject to change without notice. Every effort is made to keep the web site current however, rates posted in the credit union office take precedence over rates posted on the web site. Please call the credit union for today's rates. Telephone 989-793-5943 (Saginaw), 888-504-7999 (Saginaw toll-free), 989-673-3002 (Caro).
 

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