Savings & Checking
SHARE SAVINGS ACCOUNTS
Valley State offers a variety of savings accounts to help you meet your specific savings goals. For rates, click on the icon below. You may also call us at 989-793-5943 or toll-free 888-504-7999.
- Prime Shares (regular savings)
- Share 99 and Vacation Club Accounts
These accounts allow you to deposit funds separate from your Prime Shares. - Christmas Club
Funds payable November 1 of each year. Your funds are transferred to your
checking or savings. The account can be opened at any time during the year. - Money Market Shares
A high-yield savings account - Individual Retirement Accounts -Traditional, Roth & Coverdell (Education)
IRA Certificates are also available.
YOUTH SAVINGS PROGRAMS
- Early Bird Credit Union Kids Savings Team
- A savings plan for children between the ages of three and twelve. Click on our "CHILDREN & TEENS" page for interesting ways to teach youngsters to become "fiscally fit."
- Teen Savers
- Savings programs and services for teens 13 to 18. Your kids can check out "CreditUnionsRock.com" on our links page or go to "Children & Teens."
- Youth Certificates - Please click on the RATES icon below for rates and information
SHAREDRAFT CHECKING ACCOUNTS
Valley State offers checking account plans with lots of benefits to qualifying members. You save money as there are no monthly service fees, no per check fees, and no minimum balance requirements to tie up your cash. A MasterCard MasterMoney debit card is available, and overdraft protection options can be pre-arranged. You save time because conducting transactions and easy monitoring of your accounts can be handled with no fees or charges through VAL (telephone banking) and Internet home banking. And, you can use your account YOUR WAY. You can write a check, swipe your debit card, or set up automatic withdrawals for recurring bills. Special checking account programs for retirees are available. Just scroll down this page to Special Services for Children, Teens & Retirees.